Career Details

JOB DESCRIPTION – CREDIT ANALYST (US SHIFT 03:00 PM - 12:00 AM)

About Us:

Nexdigm (SKP) is a multidisciplinary group that helps globalorganizations meet the needs of a dynamic business environment. Our focus onproblem-solving, supported by our multifunctional expertise enables us toprovide customized solutions for our clients.

We provide an array of solutions encompassing BusinessConsulting, Business Services, and Professional Services. Our solutions helpbusinesses navigate challenges across all stages of their life cycle. Throughour direct operations in USA, India, and UAE, we serve a diverse range ofclients, spanning multinationals, listed companies, privately owned companies,and family-owned businesses from over 50 countries.

Our multidisciplinary teams serve a wide range of industries, witha specific focus on healthcare, food processing, and banking and financialservices. Over the last decade, we have built and leveraged capabilities acrosskey global markets to provide transnational support to numerous clients.

From inception, our founders have propagated a culture thatvalues professional standards and personalized service. An emphasis oncollaboration and ethical conduct drives us to serve our clients with integritywhile delivering high quality, innovative results. We act as partners to ourclients and take a proactive stance in understanding their needs andconstraints, to provide integrated solutions. Quality at Nexdigm (SKP) is ofutmost importance, and we are ISO/ISE 27001 certified for information securityand ISO 9001 certified for quality management.

We have been recognized over the years by global organizations,like the International Accounting Bulletin and Euro Money Publications.

Our team provides you with solutions for tomorrow; we helpyou think next.

To know more about us, visit www.nexdigm.com

JobDescription

•          As a Creditanalysist expert, you will be directly reporting to the Asset manager in US.
•        Yourresponsibilities will include providing financial insights and projections tothe Asset manager You will provide reliable data and analysis to be used indecision-making.
•        You will assist inthe drafting of credit memo, Loan Template, Property Template, credit reportand performing analysis, identify action items, and effectively frame decisionsthat need to be made.

Responsibilities

• Provide support to the Asset manager in setting up new investments into iLEVEL, drafting credit memos, credit reports, and analysis reports.
• Identify and understand business challenges; propose and create solutions.
• Evaluating third-party management company effectiveness; assessing whether manager’s oversight of financial performance and quality of resident care meet expectations
• Analysing census, operations, clinical and financial performance on an on-going basis
• Reviewing and assessing reasonability of annual operating and capital budgets
• On a quarterly basis, produce a portfolio variance summary report showing each Project and its operating performance relative to the corresponding Approved Budget
• Acting as project manager and serving as primary day-to-day liaison to third-party management companies and reporting to unit leader on their requests for working capital, capital improvement funds and approvals required under the management agreement.
• Following the completion of the calendar year, prepare and submit a year-end report that will include:

o   The actual operatingresults for each Project, along with a written explanation of whether loanoperations for the calendar year, in fact, met or exceeded the Approved Budgetand

o   A discussionregarding the Approved Budget as it relates to the anticipated operatingperformance for the upcoming year to facilitate Owner’s evaluation of theproposed Budget for the upcoming year

CoreCompetencies:

·   Service Orientation – Should beaware of both - the internal as well as external customers and their needs; andis committed to meeting the customers’ evolving, long-term needs – the focus ison SERVICE

·     Result Orientation – Should beable to direct efforts towards developing and implementing realistic actionplans to meet business objectives; with a sense of urgency – the focus is onachieving RESULTS

·     Initiative – One must not onlyunderstand and accept the responsibilities towards his/her job; but alsoproactively works towards identifying challenges and its resolution – the focusis on seeking SOLUTIONS

·       Professionalism – Should have in-depthknowledge of all functions and displays not only required skill-set, but alsoethics and integrity while conducting the job – the focus is on PROFESSIONALISM

·     Cooperation – One must ensurecompletion of all tasks at hand and simultaneously extends support to teammembers and displays joint ownership towards achieving business objectives    – the focus is on TEAMWORK

·    Communication/Feedback – Shouldbelieve in providing feedback to other associates and receiving feedbacks toenhance performance, thereby meeting business objectives – the focus is on OPENCOMMUNICATION

Other Benefits:

•        MedicalInsurance (self-coverage): IncludesGroup Mediclaim policy and Group Personal Accident Policy.
•        Long TermInvestment & EngagementPlan: This is an employee incentive plan introduced to encourage, reward,and incentivize eligible employees towards long-term engagement, to optimizetheir performance and enable them to partake in the growth of the Organizationand further its best interests.
•        Transportationsupport: Bus facility (where available)is allocated to you based on your requirement and availability of seats.
•          Focus onindividual career growth: via careeraspirations discussions, rewards & recognition, long service awards.
•          CareerEnhancement programs through ContinuousLearning, Upskilling, and Training.
•          Focus onHolistic Well-being: The WellnessCorner: Access to a mobile application that provides expert guidance onphysical, emotional, and mental well-being to you and your immediate familymembers.
•          SupportMechanisms: Various support mechanisms likebuddy program for new joiners, childcare facilities for new mothers etc. aremade available for our Associates.
•          HealthCheck-up Camp: Access to a mobileapplication that provides expert guidance on physical, emotional, and mentalwell-being to you and your immediate family members.

Skills

• Semi Qualified CA / ACCA / CFA or MBA – Finance (preferably from a premier institute) with a good academic background (in the order of highest qualification preference)
• 2-4 years of related work experience in Real Estate Loan Financing.
• General knowledge of financial/credit analysis/Loan financing.
• Experience of understanding Loan financing for Real Estate Companies and developing the financial models
• Demonstrated aptitude in quantitative and qualitative analysis Excellent interpersonal, leadership, and communication skills.
• Ability to manage multiple tasks and adapt to a changing, fast-paced environment.
• Strong Excel, Word, and PowerPoint skills
• Superior attention to detail and ability to successfully manage multiple competing priorities while maintaining a view of the big picture.
• Demonstrated ability to influence others through effective verbal and written communication.

Finally,our people are our most valuable asset; if you agree with us on this, we wouldlove to meet you.

Yourinteraction with us will involve:

·        HR Interview

·        3 TechnicalInterviews