Career Details

  JOB DESCRIPTION – CREDIT ANALYST - SR. EXECUTIVE /ASSISTANT MANAGER- (WFH) MUMBAI/ GURGAON

About Us:

Nexdigm (SKP) is a multidisciplinary group that helps global organizations meet the needs of a dynamic business environment. Our focus on problem-solving, supported by our multifunctional expertise enables us to provide customized solutions for our clients.

We provide an array of solutions encompassing Business Consulting, Business Services, and Professional Services. Our solutions help businesses navigate challenges across all stages of their life cycle. Through our direct operations in USA, India, and UAE, we serve a diverse range of clients, spanning multinationals, listed companies, privately owned companies, and family-owned businesses from over 50 countries.

Our multidisciplinary teams serve a wide range of industries, with a specific focus on healthcare, food processing, and banking and financial services. Over the last decade, we have built and leveraged capabilities across key global markets to provide transnational support to numerous clients.

From inception, our founders have propagated a culture that values professional standards and personalized service. An emphasis on collaboration and ethical conduct drives us to serve our clients with integrity while delivering high quality, innovative results. We act as partners to our clients and take a proactive stance in understanding their needs and constraints, to provide integrated solutions. Quality at Nexdigm (SKP) is of utmost importance, and we are ISO/ISE 27001 certified for information security and ISO 9001 certified for quality management.

We have been recognized over the years by global organizations, like the International Accounting Bulletin and Euro Money Publications.

Our team provides you with solutions for tomorrow; we help you think next.

To know more about us, visit www.nexdigm.com

Job Description

• As a Credit analyst expert, you will be directly reporting to the Asset manager in US.
• Your responsibilities will include providing financial insights and projections to the Asset manager You will provide reliable data and analysis to be used in decision-making.
• You will assist in the drafting of credit memo, Loan Template, Property Template, credit report and performing analysis, identify action items, and effectively frame decisions that need to be made.

Responsibilities

• Provide support to the Asset manager in setting up new investments into iLEVEL, drafting credit memos, credit reports, and analysis reports.
• Identify and understand business challenges; propose and create solutions.
• Evaluating third-party management company effectiveness; assessing whether manager’s oversight of financial performance and quality of resident care meet expectations
• Analysing census, operations, clinical and financial performance on an on-going basis
• Reviewing and assessing reasonability of annual operating and capital budgets
• On a quarterly basis, produce a portfolio variance summary report showing each Project and its operating performance relative to the corresponding Approved Budget
• Acting as project manager and serving as primary day-to-day liaison to third-party management companies and reporting to unit leader on their requests for working capital, capital improvement funds and approvals required under the management agreement.
• Following the completion of the calendar year, prepare and submit a year-end report that will include:
• The actual operating results for each Project, along with a written explanation of whether loan operations for the calendar year, in fact, met or exceeded the Approved Budget and
• A discussion regarding the Approved Budget as it relates to the anticipated operating performance for the upcoming year to facilitate Owner’s evaluation of the proposed Budget for the upcoming year

Core Competencies:

• Service Orientation – Should be aware of both - the internal as well as external customers and their needs; and is committed to meeting the customers’ evolving, long-term needs – the focus is on SERVICE
• Result Orientation – Should be able to direct efforts towards developing and implementing realistic action plans to meet business objectives; with a sense of urgency – the focus is on achieving RESULTS
• Initiative – One must not only understand and accept the responsibilities towards his/her job; but also proactively works towards identifying challenges and its resolution – the focus is on seeking SOLUTIONS
• Professionalism – Should have in-depth knowledge of all functions and displays not only required skill-set, but also ethics and integrity while conducting the job – the focus is on PROFESSIONALISM
• Cooperation – One must ensure completion of all tasks at hand and simultaneously extends support to team members and displays joint ownership towards achieving business objectives    – the focus is on TEAMWORK
• Communication/Feedback – Should believe in providing feedback to other associates and receiving feedbacks to enhance performance, thereby meeting business objectives – the focus is on OPEN COMMUNICATION

Other Benefits:

• Medical Insurance (self-coverage): Includes Group Mediclaim policy and Group Personal Accident Policy.
• Long Term Investment & Engagement Plan: This is an employee incentive plan introduced to encourage, reward, and incentivize eligible employees towards long-term engagement, to optimize their performance and enable them to partake in the growth of the Organization and further its best interests.
• Transportation support: Bus facility (where available) is allocated to you based on your requirement and availability of seats.
• Focus on individual career growth: via career aspirations discussions, rewards & recognition, long service awards.
• Career Enhancement programs through Continuous Learning, Upskilling, and Training.
• Focus on Holistic Well-being: The Wellness Corner: Access to a mobile application that provides expert guidance on physical, emotional, and mental well-being to you and your immediate family members.
• Support Mechanisms: Various support mechanisms like buddy program for new joiners, childcare facilities for new mothers etc. are made available for our Associates.
• Health Check-up Camp: Access to a mobile application that provides expert guidance on physical, emotional, and mental well-being to you and your immediate family members

Skills

• Semi Qualified CA / ACCA / CFA or MBA – Finance (preferably from a premier institute) with a good academic background (in the order of highest qualification preference)
• 2-4 years of related work experience in Real Estate Loan Financing.
• General knowledge of financial/credit analysis/Loan financing.
• Experience of understanding Loan financing for Real Estate Companies and developing the financial models
• Demonstrated aptitude in quantitative and qualitative analysis Excellent interpersonal, leadership, and communication skills.
• Ability to manage multiple tasks and adapt to a changing, fast-paced environment.
• Strong Excel, Word, and PowerPoint skills
• Superior attention to detail and ability to successfully manage multiple competing priorities while maintaining a view of the big picture.
• Demonstrated ability to influence others through effective verbal and written communication.

Finally, our people are our most valuable asset; if you agree with us on this, we would love to meet you!

Your interaction with us will involve:

• HR Interview
• 3 Technical Interviews